Future Value of Annuity Due Calculator

Future Value of Annuity Due Calculator – Plan Smarter, Invest Better

Want to know how much your regular payments will be worth in the future? Our Future Value of Annuity Due Calculator lets you calculate the accumulated value of your periodic payments made at the beginning of each period. Whether you’re planning for retirement, investing, or saving up for a long-term goal — this tool will give you fast, accurate, and actionable results.

🔍 What is an Annuity Due?

An annuity due is a series of equal payments made at the start of each period — such as rent, insurance premiums, or pension deposits. The future value (FV) of this annuity refers to the total value of all those payments, compounded over time with interest.

Formula:

FV = P × [((1 + r)^n - 1) / r] × (1 + r)
Where:
- FV = Future Value of annuity due
- P = Payment amount per period
- r = Interest rate per period
- n = Total number of periods

📈 Why Use a Future Value of Annuity Due Calculator?

✔️ To estimate the value of retirement savings made monthly or annually
✔️ To forecast returns on early investments or deposits
✔️ To compare annuity due vs ordinary annuity outcomes
✔️ To make better long-term financial decisions

💡 Benefits of Our FV Annuity Due Calculator

✅ Instant, accurate future value calculations
✅ Mobile-friendly, responsive, no app needed
✅ 100% free, no signup or credit card required
✅ Ideal for personal finance, education, and business planning

💬 Most Asked FAQs

❓ What’s the difference between annuity due and ordinary annuity?
Annuity due payments occur at the beginning of each period, while ordinary annuity payments occur at the end. Annuity due accumulates more interest, so its future value is higher.

❓ Who should use this calculator?
Anyone saving for the future — including retirees, investors, students, and business owners — can use this calculator to make smarter financial plans.

❓ What inputs are needed?
You’ll need:

Payment amount (P)
Interest rate (r)
Number of periods (n)

The calculator then computes the future value for you.

❓ Can I use decimals or large numbers?
Yes, our calculator supports decimal inputs, large values, and even zero-interest cases.

❓ Is it really free?
Absolutely. This calculator is ad-free, cost-free, and works on any device — from desktop to mobile.

🚀 Start Calculating Now

Use the Future Value of Annuity Due Calculator below to forecast your returns and plan your next move. Your financial future starts with one smart step today.